Credit Risk Analyst
AI job insight
OYA Microcredit is seeking a Credit Risk Analyst in Nairobi to assess credit applications, monitor lending portfolios, and ensure compliance with credit policies and regulatory guidelines. The role requires at least three years of credit risk experience in microfinance, banking, or fintech.
- Evaluate creditworthiness using financial, banking, and business records
- Perform qualitative and quantitative credit risk analysis
- Monitor credit exposure and identify early default indicators
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OYA Microcredit is seeking a Credit Risk Analyst in Nairobi to assess credit applications, monitor lending portfolios, and ensure compliance with credit policies and regulatory guidelines. The role requires at least three years of credit risk experience in microfinance, banking, or fintech.
- Evaluate creditworthiness using financial, banking, and business records
- Perform qualitative and quantitative credit risk analysis
- Monitor credit exposure and identify early default indicators
- Full-time role requiring at least three years of relevant experience
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Never pay for any notarisation, certificate or assessment as part of any recruitment process. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, technology, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to OYA Microcredit and the role in Nairobi.
- Add concrete examples related to internship, technology, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Kenya
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Risk Analyst role in internship, technology?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research OYA Microcredit before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Never pay for any notarisation, certificate or assessment as part of any recruitment process. When in doubt,
contact us
OYA Microcredit is the leading lending platform for micro and small businesses in fast growing African economies. Incorporated in Mauritius, OYA Micro-credit provides access to working capital and small asset financing solutions of up to $3,000 to help micro and small business owners meet their every day business needs. With a growing presence across the ...
View All Jobs at OYA Microcredit
Credit Risk Analyst
Job Type: Full Time
Qualifications
BA/BSc/HND
Experience
3 years
Location: Nairobi
Job Field: Finance / Accounting / Audit
Role Summary
The Credit Risk Analyst evaluates credit proposals, performs risk assessments on individual and MSME loan applicants, monitors active lending portfolios, and enforces credit policy compliance across all financial products.
Key Responsibilities
- Analyze credit reports, financial statements, bank statements, and business documentation to evaluate creditworthiness.
- Perform qualitative and quantitative risk analysis on loan applications to determine approval suitability and credit caps.
- Monitor credit exposure, track loan portfolio health, and flag early default indicators.
- Collaborate with underwriting and operations teams to optimize credit risk scoring systems.
- Ensure strict compliance with internal credit policies, regulatory guidelines, and data protection rules.
- Key Qualifications & Requirements
- Bachelor’s degree in Finance, Economics, Statistics, Actuarial Science, or related field.
- Minimum of 3 years' experience in credit risk evaluation within microfinance, banking, or fintech sectors.
- Strong proficiency in financial analysis, credit scoring software, and data management tools.
- Excellent analytical, problem-solving, and communication skills.
- Check how your CV matches this job
Method of Application
- If you are up to the challenge and possess the necessary qualifications and experience, please send your CV only, quoting the specific job title in the email subject line (e.g.,
- General Monitoring Officer
- ), to
- [email protected]
- before
- 28th November 2026
- .
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