Senior Credit Analyst
AI summary
Trade and Development Bank (TDB) is hiring a Senior Credit Analyst in Nairobi to lead credit risk management across the bank’s portfolios. The role involves evaluating borrower financial performance, conducting risk reviews, supporting credit committees, and mentoring analysts. Candidates need a Master’s degree, relevant professional certification, and at least 10 years of experience in commercial or development banking.
- Senior credit risk role reporting to the Executive, Credit Risk Management
- Responsible for portfolio risk appetite, ratings, and expected credit losses
- Acts as Secretary to the Credit Committee and mentors junior analysts
- Requires a Master’s degree and professional certification such as ACCA, CPA, FRM, or PRM
- Minimum 10 years’ experience in commercial or development banking
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required10+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, finance, Credit AnalysisThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Senior Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Trade and Development Bank (TDB) and the role in Nairobi.
- Add concrete examples related to internship, finance, Credit Analysis, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from JobWeb Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- JobWeb Kenya
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Senior Credit Analyst role in internship, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Trade and Development Bank (TDB) before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
- Job Summary
- Reporting to the Executive, Credit Risk Management or designate, this position is responsible for ensuring the Bank’s overall credit risk exposure is maintained at prudent levels and within the risk appetite parameters set by the Board of Directors.
- Duties and
Responsibilities
The duties and
of the role include but are not limited to:
Evaluate the financial performance of borrowers and based on a variety of credit risk and other factors, determining an appropriate risk rating for assigned portfolios.
Own the risk appetite by monitoring, evaluating and reporting on credit limits, exposures, and portfolio characteristics of all clients to adequately provide for any expected credit losses.
Develop and review credit risk management policies and procedures to guide risk taking practices and decision making.
Conduct Risk Reviews/Risk Opinions on credit applications and reviews to ensure there is independent and expert scrutiny of credit risks and rewards, mitigations and provide feedback to busines development officers during the structuring phase of credit facilities.
Present the Risk Reviews, opinions, and recommendations on residual risks to relevant Credit Committees for consideration in risk taking decisions.
Implement (internal & external) audit findings or recommendations within agreed timeframe.
Oversight of the Credit and Political Risk Insurance Portfolio to ensure applicable exposures are adequately mititgated for; Process renewals on existing insurance covers, make applications to acquire new insurance where required and prepare Insurance Portfolio Reports.
Actively identify early warnings signals at client level and portfolio level to prevent weak assets from crystallizing into unmitigated losses; Conduct annual and interim reviews of existing credit facilities and monitor financial and non-financial convenants and recommend corrective action plans.
Collect timely, credible and accessible data on country, sector and obligor exposures to provide decision makers with appropriate information to inform risk taking decisions.
Contribute to the department’s periodic risk reporting process by ensuring timely submission of data to inform corporate reporting.
Act as Secretary to the Credit Committee to keep record of deliberations and ensure meetings are held in a structured manner by sending invitations and agenda for Credit Committee meetings to Members, Presenters & Observers.
Train and mentor credit analysts to equip them with
Knowledge and Skills
- to effectively perform their role.
- Qualifications and Competencies
- A Master’s degree in Business Administration, Accounting, Finance, Mathematics, Statistics, Economics, or any other relevant field from a recognized university.
- Relevant professional qualification/certification such as ACIB, ACCA, CPA, CA, CIA, FRM, or PRM.
- Membership of a recognized professional body as an added advantage.
- A minimum of 10 years of relevant professional
Experience
- and proven track record in a Commercial/Development Banking or Financial institution environment.
- Demonstrated knowledge and understanding of corporate and sovereign credit risk management concepts and international standards relating to credit risk.
- Enabler to the business deal teams and cross functional taskforces through an entrepreneurial mindest for optimal win-win solutions for both the client and the Bank without compromising on risks.
- in trade finance as well as project & infrastructure finance structures.
- Strong interpersonal skills with ability to work in different environments and with culturally diverse teams.
- Solid track-record in developing and nurturing talent and managing diverse teams to drive engagement and performance.
- Must be able to balance between strategic thinking and detail orientation, yet flexible to work in a fast-paced environment, a team player with excellent communication and interpersonal skills.
- Strong quantitative & qualitative analytical skills including financial & risk modelling.
- Fluency in English is a requirement. Knowledge of another official language of TDB Group’s member states (French or Portuguese) would be an advantage.