Senior Credit Analyst
AI summary
KCB Bank Kenya is hiring a Senior Credit Analyst in Nairobi to evaluate and decision credit proposals from Retail business units, ensure compliance with KCB Credit policy and CBK prudential guidelines, and support retail credit portfolio monitoring. The role requires 8 years of banking and credit analysis experience plus relevant academic and professional qualifications.
- Senior credit role within KCB Bank Kenya's Retail Credit Unit
- Based in Nairobi, full-time permanent position
- Requires 8 years of general banking and credit analysis experience
- Academic requirement: Bachelor's degree in a relevant area
- Professional qualifications: ACIB/AKIB or CPA(K)/ACCA preferred
- Masters in Business Administration is an added advantage
- Involves credit appraisal, policy support, and portfolio monitoring
- Apply directly through KCB Bank Kenya's Oracle recruitment portal
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required8+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in retail, finance, Credit AnalysisThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Senior Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to KCB Bank Kenya and the role in Not specified.
- Add concrete examples related to retail, finance, Credit Analysis, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from MyJobMag Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- MyJobMag Kenya
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Senior Credit Analyst role in retail, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research KCB Bank Kenya before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
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Kenya Commercial Bank Limited is registered as a non-operating holding company which started operations as a licensed banking institution with effect from January 1, 2016. The holding company oversees KCB Kenya - incorporated with effect from January 1, 2016 - and all KCB's regional units in Uganda, Tanzania, Rwanda, Burundi, Ethiopia and South Sudan. It als...
Senior Credit Analyst
Job Type
Full Time
Qualification
BA/BSc/HND
,
MBA/MSc/MA
,
Professional Certificate
Experience
- 8 years
- Location
- Nairobi
- Job Field
- Finance / Accounting / Audit
- Key
- Total Minimum No of Years
- Required 8 Years
- Detail Minimum No of Years Need Type[2]
- General Banking 8 ES
- Credit Analysis and lending (with DLA) 8 ES
- People management 5 ES
- Stakeholder Management 3 ES
- Credit Administration 3 DE
- Customer/ Relationship management 3 DE
- Check how your CV aligns with this job
- Method of Application
- Interested and qualified? Go to
- KCB Bank Kenya on eoin.fa.em3.oraclecloud.com
- to apply
- Build your CV for free.
- Download in different templates.
Responsibilities
Evaluate and decision credit proposals (new, renewals, one offs, amendments) received from Retail business units in line with specific credit guidelines as set within existing KCB Credit policy/manual/product documents, CBK Prudential guidelines, understanding of market, industry, economic factors, financial statements and recommending those beyond DLA for consideration while ensuring compliance with set TAT, SLAs and quality standards.
Verify and analyze credit information, documentation such as bank statements, financials, provided by BMs/Customers, and seek clarification if needed from other sources, liaise with BMs/Branches for queries, additional information/documents and business recommendations for deviations, if needed.
Support creation and update of new and existing credit processes, policy, manuals and product standards as relates to Retail business.
Provide training/prompt guidance and support on all aspects of credit to all credit teams across branch network e.g. regional engagements, branch/customer visits.
Provide input on development of new and reviewing of existing retail credit products, and credit appraisal tools e.g. Scorecards and Business Rules
Maintain a healthy partnership with business units through effective communication and resolution of customer complaints.
Attend to Audit
Requirements
- and provide a response to audit remarks/ensure rectification thereof in respect of Retail Credit Unit.
- Support review of Retail portfolio through monitoring Early Vintage performance, Migration and PAR (NPL ratio) and recommend appropriate remedial actions e.g. limits review, scheme suspension etc.
- POSITION QUALIFICATION
- Academic & Professional
Education
- Bachelors Degree Any relevant area. RQ
- Professional Qualifications ACIB/AKIB, CPA(K)/ACCA AA
- Masters Degree Business Administration AA