MICRO CREDIT OFFICER
AI summary
The Micro Credit Officer will mobilize and recruit members, process and disburse loans, monitor portfolio quality, and ensure timely repayments. Requires a diploma or degree in Finance or related field and at least 2 years experience in microfinance or SACCO operations. Based in Nairobi.
- Diploma or Bachelor's in Finance, Accounting, or related field required.
- At least 2 years experience in microfinance or SACCO operations.
- Strong sales, marketing, and relationship management skills.
- Knowledge of credit risk assessment and lending procedures.
- Send application to hr@joinassacco.com by 10th July 2026.
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, credit officer, microfinance officerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest MICRO CREDIT OFFICER evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Kenya employer and the role in Nairobi.
- Add concrete examples related to sales, credit officer, microfinance officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from BrighterMonday Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Prepare a polite question about pay, benefits and contract terms for later interview stages.
Source and safety check
- BrighterMonday Kenya
- Original source link available
- Application method is clear
- Deadline not specified
- MediumThe employer is not clearly identified in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this MICRO CREDIT OFFICER role in sales, credit officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Kenya employer before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
Find a Job + + + + Search MICRO CREDIT OFFICER Joinas Sacco Society Limited Accounting, Auditing & Finance 3 weeks ago Easy apply Nairobi Full Time Banking, Finance & Insurance Confidential Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary The Micro Credit Officer will be responsible for mobilizing and recruiting members and microfinance groups, processing and disbursing loans, monitoring portfolio quality, and ensuring timely loan repayments to maintain a healthy loan portfolio and high levels of customer satisfaction. Min Qualification: Diploma
Experience
Location: Nairobi, Kenya Job descriptions &
Level: Mid level
Length: 2 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant
• Diploma or Bachelor's Degree in Finance, Accounting, Business Administration, Marketing, Economics, Cooperative Management, Cooperative Business or a related field. • At least two (2) years'
in microfinance, SACCO operations, credit management, or a related financial institution. • Strong sales, marketing, and relationship management skills. • Good analytical and report-writing skills. • Proficiency in MS Office applications. • Knowledge of credit risk assessment and lending procedures. • Excellent communication and interpersonal skills. • Ability to work independently and achieve set targets. How to Apply Candidates who meet the above
Requirements
Joinas DT Sacco Society Ltd is a licensed Deposit-Taking Sacco regulated by the Sacco Societies Regulatory Authority (SASRA). The Sacco is committed to providing innovative financial solutions that empower its members economically while delivering exceptional customer service. To support our growth and expansion strategy, we invite applications from suitably qualified, experienced, dynamic, and results-oriented individuals to fill the following positions: Key Duties and
should either, drop their applications at JOINAS SACCO SOCIETY LTD offices or Send an Email to hr@joinassacco.com. Ensure to attach copies of academic and professional certificates, testimonials, detailed curriculum vitae and National ID not later than Friday 10th July 2026. Current and expected salary should be quoted in the application letter. Due to numerous numbers of applications received, only shortlisted candidates will be contacted. Applications should be addressed to: THE CHAIRMAN JOINAS SACCO SOCIETY LTD P.O BOX 669-00219 KARURI. Log In and Apply Important safety tips Do not make any payment without confirming with the BrighterMonday Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job Log in to apply now Continue with Google Continue with Linkedin Or continue with Forgot Password? Keep me logged in Log in Don't have an account? Sign Up to Apply Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Activate Notifications Stay productive - get the latest updates on Jobs & News Activate Deactivate Notifications Stop receiving the latest updates on Jobs & News Deactivate This action will pause all job alerts. Are you sure? Cancel Proceed Similar jobs Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago View More Stay Updated Join our newsletter and get the latest job listings and career insights delivered straight to your inbox. v2.homepage.newsletter_signup.choose_type Jobseeker Employer Email address * We care about the protection of your data. Read our Notify Me We care about the protection of your data. Read our privacy policy .
Responsibilities
• Market the Sacco's products and services onboard new members and groups in compliance with established policies and procedures. • Recruit, register, and onboard new members in compliance with established policies and procedures. • Conduct member training on Sacco products, services, policies, and basic business management skills. • Conduct member business appraisal and recommend loans for approval • Monitor loan portfolio performance, ensure prompt loan repayments, and actively support debt recovery initiatives to minimize delinquency. • Maintain quality loan and deposit portfolios in line with the Sacco's targets. • Prepare and submit daily, weekly, monthly, and quarterly performance reports. • Maintain accurate member records, including savings and loan information. • Provide excellent customer service to promote member retention. Qualifications and