Loan Management Systems Analyst (Mifos X / Fineract)
AI summary
Pesapal is hiring a Loan Management Systems Analyst in Nairobi to own the functional side of its Mifos X / Fineract loan platform. The role focuses on system configuration, user support, reporting, and driving better use of the platform across credit, operations, finance, and technology teams. This is a full-time management-level position with a salary open to negotiation and a deadline of 30 September 2026.
- Dedicated owner for the functional side of the Mifos X / Fineract loan management platform
- Configure loan products, charges, repayment schedules, offices, roles, and accounting rules
- Provide first and second line support and monitor daily batch jobs and COB processes
- Build operational and management reports using platform tools and SQL
- Train users and maintain SOPs, guides, and configuration documentation
- Requires 4+ years hands-on experience with a core banking or loan management platform
- Needs strong lending lifecycle knowledge and working double-entry accounting skills
- Full-time role based in Nairobi with a 30 September 2026 application deadline
AI job guide
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AI salary guide
Source salary availableThe source lists Open. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required4+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, technology, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Loan Management Systems Analyst (Mifos X / Fineract) evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Pesapal and the role in Not specified.
- Add concrete examples related to internship, technology, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Corporate Staffing Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Plan to submit before the listed deadline: 2026-09-30.
Source and safety check
- Corporate Staffing Kenya
- Original source link available
- Application method is clear
- Deadline is available: 2026-09-30
- HighThe post may mention payment. Verify directly with the official source before continuing.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Loan Management Systems Analyst (Mifos X / Fineract) role in internship, technology?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Pesapal before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Loan Management Systems Analyst (Mifos X / Fineract)
Date Posted: 15/09/2026
Job Type: Full Time
Job Level: Management
Employer: Pesapal
Industry: Finance
Salary: Open
Location: Nairobi
Country: Kenya
Deadline: 30/09/2026
Finance Jobs. Pesapal Jobs. Loan Management Systems Analyst (Mifos X / Fineract). Optimizing and supporting core loan management systems, requiring an IT/Computer Science Degree and hands-on Mifos X or Apache Fineract experience.
About the role
As our loan book and product range grow, we need a dedicated owner for the functional side of that platform — someone who knows the system deeply, keeps it configured correctly, and makes sure the business is actually using what it already has.
This is not a software engineering role. You will not be writing Fineract code. You will be the bridge between our credit, operations, finance and technology teams and the system that runs the loan book: configuring products, resolving issues, building reports, training users, and continuously pushing us toward better use of the platform’s capabilities.
If you enjoy being the person who genuinely understands how a lending system works end to end — and who gets frustrated when a team is doing manually what the system could do automatically — this role is for you.
Key
Responsibilities
- System configuration and product setup
- Configure and maintain loan products, charges, fees, penalties, interest methods, repayment schedules, moratoriums and grace periods in line with approved product specifications
- Set up and maintain offices, staff hierarchies, roles, permissions and maker-checker controls
- Manage custom fields, data tables, document and notification templates
- Maintain the chart of accounts, accounting rules and financial activity mappings, and work with Finance to keep the general ledger reconciled to the loan portfolio
- Day-to-day support and issue resolution
- Act as first and second line support for all Mifos X users across credit, operations, collections and finance
- Triage, diagnose and resolve functional issues; escalate genuine defects and infrastructure problems to Engineering with clear reproduction steps
- Monitor scheduled and close-of-business (COB) batch jobs, investigate failures, and ensure accruals, arrears ageing and interest postings run correctly
- Reporting and data
- Build and maintain operational and management reports using the platform’s reporting tools and SQL against the Fineract database
- Support portfolio quality reporting — PAR buckets, arrears classification, provisioning inputs, write-offs and restructures
- Provide data extracts and analysis for audit, regulatory and management reporting
- Feature adoption and process improvement
- Audit current usage against the platform’s full capability set and build a prioritised roadmap of features we should be using but aren’t
- Gather
Requirements
- from business stakeholders and translate them into configuration changes, or into clear specifications for Engineering where development is required
- Design and run user acceptance testing for configuration changes, upgrades and new releases
- Track the Fineract release cycle and community roadmap, and advise on upgrade timing and impact
- Enablement
- Train new and existing users; run refresher sessions when processes or configurations change
- Write and maintain standard operating procedures, user guides and configuration documentation
- Serve as the internal centre of expertise on what the system can and cannot do
- Required
- 4+ years working hands-on with a core banking, loan management or digital lending platform in a functional, business analyst or application support capacity
- Strong practical understanding of the lending lifecycle: origination, appraisal, approval, disbursement, repayment, rescheduling, restructuring, write-off and recovery
- Working knowledge of double-entry accounting as it applies to a loan book — accruals, provisioning, income recognition, GL reconciliation
- Proficiency in SQL, including writing queries against a relational database (Fineract runs on MySQL/MariaDB) for reporting and investigation
- Demonstrated business analysis skills:
- gathering, process documentation, writing UAT scripts, managing stakeholders across functions
- Excellent written and verbal communication, and genuine patience for training non-technical users
- Strongly
- for lenders in Kenya or the wider East African market
- Basic Linux command-line comfort and
Preferred Qualifications
Direct hands-on
Experience
- with Mifos X or Apache Fineract
- with comparable platforms — Musoni, Oradian, Loan Performer, Craft Silicon Bankers Realm, Mambu, Temenos, Finacle or similar — will be considered a strong substitute
- Familiarity with REST APIs and tools such as Postman; comfort reading JSON payloads to diagnose integration issues
- Exposure to mobile money integrations (M-Pesa or equivalent) in a lending context
- with report authoring tools used in the Mifos ecosystem, such as Pentaho
- Understanding of regulatory reporting
- working alongside engineering teams in an agile environment