Credit Risk Analyst
AI summary
Bidii Credit is hiring a Credit Risk Analyst in Nairobi to safeguard its loan portfolio and support sustainable growth across Kenyan branches. The role involves evaluating credit applications, monitoring portfolio performance, refining credit scoring models, and preparing risk reports for senior management. The position requires a quantitative degree, at least three years of credit risk or financial analysis experience in Kenya's banking or microfinance sector, and strong data analysis skills.
- Permanent full-time role based in Nairobi with branch travel across Kenya
- Requires a Bachelor's degree in Finance, Economics, Statistics, Actuarial Science, or related field
- Minimum 3 years of credit risk, financial analysis, or underwriting experience in Kenya
- Proficiency in Excel, SQL, R, or Python and knowledge of CBK and microfinance regulations
- Deadline listed as 2026-09-15
AI job guide
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AI salary guide
Source salary availableThe source lists KES per month. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
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- Required3+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in technology, finance, Credit Risk AnalystThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in Not specifiedThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Risk Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Bidii Credit and the role in Not specified.
- Add concrete examples related to technology, finance, Credit Risk Analyst, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Great Kenyan Jobs; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
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- Original source link available
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- Deadline not specified
- No major risk signal was detected in the captured text.
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Interview preparation
- What experience makes you a strong fit for this Credit Risk Analyst role in technology, finance?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Not specified under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Bidii Credit before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Risk Analyst
2026-09-08T20:25:06+00:00
Bidii Credit
https://cdn.greatkenyanjobs.com/jsjobsdata/data/employer/comp_8196/logo/biidi.png
https://www.bidiicreditkenya.co.ke/
FULL_TIME
Nairobi
Nairobi
00100
Kenya
Finance
Accounting & Finance, Business Operations, Finance
KES
MONTH
2026-09-15T17:00:00+00:00
8
Bidii credit offers SME loans , logbook loans and mobile loans. They also offer financial advices on how to manage your business.
Join Bidii Credit as a Credit Risk Analyst to safeguard our loan portfolio and drive sustainable financial growth across our Kenyan branches. We are seeking a diligent Credit Risk Analyst to evaluate credit applications, monitor portfolio performance, and implement robust risk mitigation strategies. In this role, you will collaborate closely with our branch network and executive team to balance lending outreach with sound financial prudence, ensuring compliance with regulatory standards in Kenya's dynamic financial sector.
Responsibilities
- or duties
- Analyze credit data and financial statements of loan applicants to assess creditworthiness and repayment capacity.
- Review and evaluate high-value or complex loan applications in accordance with Bidii Credit's risk policies.
- Monitor the overall credit portfolio performance and identify emerging trends, concentrations, or potential defaults.
- Develop, test, and refine credit scoring models and risk assessment frameworks tailored to the Kenyan lending market.
- Conduct regular portfolio audits across various branches to ensure adherence to credit policies and regulatory guidelines.
- Prepare comprehensive risk reports and dashboards for senior management and the credit committee.
- Collaborate with the collections and recovery teams to formulate strategies for managing non-performing loans (NPLs).
- Qualifications or
Requirements
- Bachelor's degree in Finance, Economics, Statistics, Actuarial Science, or a related quantitative field.
- Proficiency in advanced data analysis tools and financial modeling software (e.g., Excel, SQL, R, or Python).
- Deep understanding of Kenyan financial regulations, CBK guidelines, and microfinance lending practices.
- Strong analytical mindset with high attention to detail and ability to interpret complex financial data.
- Excellent communication and interpersonal skills for working with diverse branch teams and stakeholders.
Experience
- needed
- Minimum of 3 years of
- in credit risk management, financial analysis, or underwriting within the banking or microfinance sector in Kenya.
- Professional certifications such as CPA (K), ACCA, or CIFA are an added advantage.
- Willingness to travel periodically to Bidii Credit branches across the country for risk audits and training.
- Analyze credit data and financial statements of loan applicants to assess creditworthiness and repayment capacity.
- Review and evaluate high-value or complex loan applications in accordance with Bidii Credit's risk policies.
- Monitor the overall credit portfolio performance and identify emerging trends, concentrations, or potential defaults.
- Develop, test, and refine credit scoring models and risk assessment frameworks tailored to the Kenyan lending market.
- Conduct regular portfolio audits across various branches to ensure adherence to credit policies and regulatory guidelines.
- Prepare comprehensive risk reports and dashboards for senior management and the credit committee.
- Collaborate with the collections and recovery teams to formulate strategies for managing non-performing loans (NPLs).
- Advanced data analysis tools
- Financial modeling software (e.g., Excel, SQL, R, or Python)
- Understanding of Kenyan financial regulations, CBK guidelines, and microfinance lending practices
- Analytical mindset
- Attention to detail
- Ability to interpret complex financial data
- Communication skills
- Interpersonal skills
- Bachelor's degree in Finance, Economics, Statistics, Actuarial Science, or a related quantitative field.
- Professional certifications such as CPA (K), ACCA, or CIFA are an added advantage.
- bachelor degree
- 36
- JOB-6aa06f22df614