Credit Analysts - Digital Credit
AI job insight
Absa Bank Kenya PLC is hiring Credit Analysts to support its mobile lending and digital credit products. The role focuses on designing and maintaining credit risk models and scorecards, defining portfolio credit strategies, and monitoring portfolio performance against macro-economic and competitive trends. Candidates should apply online via the provided Workday link before the deadline.
- Focus on credit risk modelling for mobile lending products
- Involves scorecard development and portfolio strategy
- Requires strong analytical and presentation skills
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Absa Bank Kenya PLC is hiring Credit Analysts to support its mobile lending and digital credit products. The role focuses on designing and maintaining credit risk models and scorecards, defining portfolio credit strategies, and monitoring portfolio performance against macro-economic and competitive trends. Candidates should apply online via the provided Workday link before the deadline.
- Focus on credit risk modelling for mobile lending products
- Involves scorecard development and portfolio strategy
- Requires strong analytical and presentation skills
- Bachelor's degree in maths, statistics, economics or related field
- Application link provided directly by the employer
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, credit analyst, risk analystThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analysts - Digital Credit evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Absa Bank Kenya PLC and the role in Nairobi.
- Add concrete examples related to sales, credit analyst, risk analyst, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Job in Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Plan to submit before the listed deadline: 2026-10-30.
Source and safety check
- Job in Kenya
- Original source link available
- Application method is clear
- Deadline is available: 2026-10-30
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analysts - Digital Credit role in sales, credit analyst?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Absa Bank Kenya PLC before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Key accountabilities/Deliverables/Outcomes
Accountability: Development of Risk Management Models - 20%
Design and development of effective credit risk management models for the mobile lending product
Design and development of application and behavioural scorecards for different products/markets portfolio
Definition of a credit strategy for each portfolio to optimize portfolio profitability
Continuous research and testing to assure effectiveness of the credit risk models and tools
Accountability: Execution and Maintenance of Risk Management Models - 30%
Execution and maintenance of these credit risk models to optimize profit
Review and underwrite credit strategies that may require subjective input
Accountability: Portfolio Monitoring - 30%
Portfolio monitoring to identify trends and mitigation strategies to achieve target credit risk metrics
Define and manage a portfolio management strategy that assures compliance to performance metrics
Preparing monthly macro-economic reviews on the exchange rate, inflation, interest rates and other factors affecting the economic environment
Carrying out regular competitor analysis with regard to products and financials
Regularly updating the macro-economic library in view of the required Sectors intelligence and regulatory landscape
Co-related portfolio performance and macro-economic environment
Accountability: Quality Assurance - 20%
Contribution to the product development to assure quality is integrated to product design
Contribute to product and process design and development to build quality at design
Contribute to Sales strategies to positively influence the target population and product uptake
Role/person specification
Qualifications
A Bachelor’s degree in a maths/statistics/economics/ operations research related field
Comprehensive credit skills
General commercial and industry awareness
Working knowledge of risk management policies procedures and pricing
High analytical ability
Proven excellent presentation skills
Method of application
- If you are interested and qualified, kindly submit your application via the link provided below,
- https://absa.wd3.myworkdayjobs.com/ABSAcareersite/job/Absa-Headquarters-KE/Credit-Analysts---Digital-Credit_R-15992135-1?utm_source=Jobinkenya
- Deadline 30 Oct 2026