Credit Analyst
AI summary
Hakki Africa Ltd is hiring a detail-oriented Credit Analyst in Nairobi on a contract basis to evaluate loan applications, assess creditworthiness, and support sound lending decisions. The role involves analyzing financial statements, assigning credit ratings, recommending approvals or rejections, and ensuring compliance with lending policies and AML regulations. Salary is KSh 30,000–45,000.
- Contract role in Nairobi with salary KSh 30,000–45,000
- Requires 2 years of experience and a Diploma or Bachelor’s degree
- Focus on credit analysis, risk assessment, and lending compliance
- Office-based role using financial software and CRM tools
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists KSh 30,000 - 45,000. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in internship, technology, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Contract contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Hakki Car Finance Limited and the role in Nairobi.
- Add concrete examples related to internship, technology, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from BrighterMonday Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- BrighterMonday Kenya
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst role in internship, technology?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Hakki Car Finance Limited before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Credit Analyst at an International Car Finance Company
Hakki Car Finance Limited
Accounting, Auditing & Finance
Today
Easy apply
New
Nairobi
Contract
Banking, Finance & Insurance
KSh
30,000 - 45,000
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Job summary
Hakki Africa Ltd is a leading provider of vehicle financing solutions, dedicated to helping individuals and businesses secure affordable and flexible auto loans. We are seeking a skilled and detail-oriented Credit Analyst to evaluate loan applications and assess clients' creditworthiness.
Min Qualification:
Diploma
Experience
- Level:
- Mid level
- Length:
- 2 years
- Language Requirement:
- English
- Working Hours:
- Contract - 8 to 5
- Applicant
- Location:
- Kenya
- Job descriptions &
- Bachelor’s degree or Diploma in Finance, Accounting, Economics, Business Administration, or a related field.
- Proven
- as a Credit Analyst, Loan Officer, or in a similar financial analysis role.
- Strong knowledge of credit assessment techniques, financial statement analysis, and risk evaluation.
- Familiarity with credit reporting agencies, financial regulations, and lending policies.
- Proficiency in financial software, loan management systems, google workspace and Microsoft Office (Excel, Word, PowerPoint).
- Skills required:
- Analytical Thinking:
- Ability to assess financial data, credit reports, and risk factors to make informed decisions.
- Attention to Detail:
- Strong focus on accuracy when evaluating financial information and loan applications.
- Decision-Making:
- Ability to recommend loan approvals, rejections, or modifications based on thorough credit analysis.
- Communication Skills:
- Clear and professional communication with loan officers, and stakeholders.
- Regulatory Knowledge:
- Understanding of financial laws, lending guidelines, and compliance requirements.
- Problem-Solving:
- Ability to identify risks and suggest strategies to mitigate potential defaults.
- Time Management:
- Efficiently handle multiple loan applications while meeting deadlines.
- Location & Work Environment
- Office-based setting with a professional and collaborative atmosphere.
- May involve working with financial software, credit analysis tools, and customer relationship management (CRM) systems.
- Interaction with loan officers, clients, and other financial professionals.
- Fast-paced environment requiring attention to detail and efficient decision-making.
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Requirements
- The ideal candidate will analyze financial data, review credit reports, and provide risk assessments to support sound lending decisions while ensuring compliance with company policies and industry regulations.
- Key
Responsibilities
- Assess the financial health of applicants by analyzing financial statements, credit reports, and other relevant data.
- Identify potential risks associated with lending and provide risk mitigation recommendations.
- Assign credit ratings based on financial analysis and risk assessments.
- Recommend approval, modification, or rejection of credit applications.
- Set appropriate credit limits and terms for borrowers.
- Ensure all documentation complies with regulatory and company policies.
- Ensure all credit assessments comply with legal, regulatory, and organizational standards.
- Follow internal credit policies and guidelines to maintain financial integrity.
- Adhere to fair lending practices and anti-money laundering (AML) policies.
- Qualifications and