MICRO CREDIT OFFICER
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The Micro Credit Officer will mobilize and recruit members, process and disburse loans, monitor portfolio quality, and ensure timely repayments. Requires a diploma or degree in Finance or related field and at least 2 years experience in microfinance or SACCO operations. Based in Nairobi.
- Diploma or Bachelor's in Finance, Accounting, or related field required.
- At least 2 years experience in microfinance or SACCO operations.
- Strong sales, marketing, and relationship management skills.
- Knowledge of credit risk assessment and lending procedures.
- Send application to hr@joinassacco.com by 10th July 2026.
Description
Find a Job + + + + Search MICRO CREDIT OFFICER Joinas Sacco Society Limited Accounting, Auditing & Finance 3 weeks ago Easy apply Nairobi Full Time Banking, Finance & Insurance Confidential Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary The Micro Credit Officer will be responsible for mobilizing and recruiting members and microfinance groups, processing and disbursing loans, monitoring portfolio quality, and ensuring timely loan repayments to maintain a healthy loan portfolio and high levels of customer satisfaction. Min Qualification: Diploma Experience Level: Mid level Experience Length: 2 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Nairobi, Kenya Job descriptions & requirements Joinas DT Sacco Society Ltd is a licensed Deposit-Taking Sacco regulated by the Sacco Societies Regulatory Authority (SASRA). The Sacco is committed to providing innovative financial solutions that empower its members economically while delivering exceptional customer service. To support our growth and expansion strategy, we invite applications from suitably qualified, experienced, dynamic, and results-oriented individuals to fill the following positions: Key Duties and Responsibilities • Market the Sacco's products and services onboard new members and groups in compliance with established policies and procedures. • Recruit, register, and onboard new members in compliance with established policies and procedures. • Conduct member training on Sacco products, services, policies, and basic business management skills. • Conduct member business appraisal and recommend loans for approval • Monitor loan portfolio performance, ensure prompt loan repayments, and actively support debt recovery initiatives to minimize delinquency. • Maintain quality loan and deposit portfolios in line with the Sacco's targets. • Prepare and submit daily, weekly, monthly, and quarterly performance reports. • Maintain accurate member records, including savings and loan information. • Provide excellent customer service to promote member retention. Qualifications and Experience • Diploma or Bachelor's Degree in Finance, Accounting, Business Administration, Marketing, Economics, Cooperative Management, Cooperative Business or a related field. • At least two (2) years' experience in microfinance, SACCO operations, credit management, or a related financial institution. • Strong sales, marketing, and relationship management skills. • Good analytical and report-writing skills. • Proficiency in MS Office applications. • Knowledge of credit risk assessment and lending procedures. • Excellent communication and interpersonal skills. • Ability to work independently and achieve set targets. How to Apply Candidates who meet the above requirements should either, drop their applications at JOINAS SACCO SOCIETY LTD offices or Send an Email to hr@joinassacco.com. Ensure to attach copies of academic and professional certificates, testimonials, detailed curriculum vitae and National ID not later than Friday 10th July 2026. Current and expected salary should be quoted in the application letter. Due to numerous numbers of applications received, only shortlisted candidates will be contacted. Applications should be addressed to: THE CHAIRMAN JOINAS SACCO SOCIETY LTD P.O BOX 669-00219 KARURI. Log In and Apply Important safety tips Do not make any payment without confirming with the BrighterMonday Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job Log in to apply now Continue with Google Continue with Linkedin Or continue with Forgot Password? Keep me logged in Log in Don't have an account? Sign Up to Apply Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Activate Notifications Stay productive - get the latest updates on Jobs & News Activate Deactivate Notifications Stop receiving the latest updates on Jobs & News Deactivate This action will pause all job alerts. Are you sure? Cancel Proceed Similar jobs Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago View More Stay Updated Join our newsletter and get the latest job listings and career insights delivered straight to your inbox. v2.homepage.newsletter_signup.choose_type Jobseeker Employer Email address * We care about the protection of your data. Read our Notify Me We care about the protection of your data. Read our privacy policy .